228 loan - An Overview
228 loan - An Overview
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The Board testimonials the impact and responsiveness from the lender's community enhancement loans and Local community progress investments that reward or serve a Condition, as supplied in § 228.fifteen.
The Board considers Neighborhood growth loans and Neighborhood advancement investments allotted pursuant to paragraph I.b of appendix B to this aspect.
(one) Any data concerning a bank's institutional ability or constraints, including the measurement and financial issue in the bank, protection and soundness restrictions, or some other lender-unique variables that significantly influence the lender's capability to offer retail lending, retail banking services and retail banking items, community improvement loans, community progress investments, or Local community improvement expert services;
인터넷이라는 광활한 바다를 항해하며 정보의 보고를 찾는 우리에게 네이버는 든든한 나침반이자, 탐험의 동반자와 같습니다. 검색, 뉴스, 지식인, 쇼핑, 메일, 블로그 등 네이버는 우리 일상의 거의 모든 영역에 깊숙이 스며들어 있습니다.
(3) When the lender revised the initial draft prepare in response to the general public input gained, the Original draft system as unveiled for general public remark with an explanation of your relevant adjustments; and
(i) A bank may well incorporate performance evaluation factors and accompanying annual measurable aims for additional geographic spots but may not remove the evaluation of its overall performance in almost any geographic place that will be included in its functionality evaluation from the absence of an approved program.
For every of a financial institution's facility-centered evaluation regions, the Evaluation Area Community Enhancement Financing Benchmark measures the dollar volume of Neighborhood development loans and Local community enhancement investments that advantage or provide the power-primarily based assessment space for all massive depository establishments compared to deposits located in the power-based assessment place for all big depository establishments, calculated pursuant to paragraph II.b of appendix B to this part.
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The restricted goal bank's community development funding performance in all of its facility-based evaluation places; and
An Modification to your system have to adjust to all relevant prerequisites of the area, unless the Board waives a need as not applicable.
A financial institution should specify in its plan how all features of a strategy covered in paragraphs (g)(one) by means of (five) of the segment, at the side of almost every other relevant general performance checks not included in an authorized strategic plan, needs to be regarded website as to assign:
검색, 뉴스, 쇼핑, 숏폼 등 다양한 서비스와 콘텐츠를 한 곳에서 만날 수 있는
(iii) A bank that features further efficiency evaluation parts with accompanying annual measurable goals in its approach ought to specify the geographic places exactly where Those people parts and targets apply.
(B) The extent to which the approach has sufficiently justified the need for the prepare and each aspect of the strategy as required in paragraph (d) of the part.